Use Health Benefits and FSA Funds to Your Advantage

Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. FSA or HSA benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If Advanced Hearing Care is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.

 

Insurance Providers

  • AARP Medicare Complete
  • Advantage Health Solutions Inc.
  • Aetna
  • Anthem
  • Blue Cross Blue Shield
  • Cigna Healthcare *
  • Encore Health Network
  • Federal Blue Cross and Blue Shield
  • Humana
  • Medicare
  • Medicare Advantage
  • Medico Inc
  • Pro Health/HealthMark (Community Gold & Silver plans)
  • Railroad Retirement Board GBA
  • Start Hearing
  • Tricare
  • TruHearing
  • United Auto Workers hearing benefits
  • United Healthcare
  • United Steel Workers hearing benefits

* Out of network

This list of insurance is not all inclusive as many insurance plans may fall under one of these major networks. All secondary or supplemental insurances are all accepted in or out of network even if not listed above, when primary insurance is in network. Primary insurances out-of-network may still pay a percentage of the claim with a physician’s order.

Most insurance will cover diagnostic testing while some insurance companies may provide benefits toward the purchase of your hearing instrument. Advanced Hearing Care will assist you in determining a benefit that can assist with the cost of the instruments and in many cases directly bill your insurance for payment. Advanced Hearing Care participates with many providers who offer assistance toward payment of your hearing instruments. Please have your insurance card information when calling to inquire to determine if you are eligible for benefits for our services. Out of network plans can sometimes be matched in cost by reducing services and more convenient for local services. We will be happy to go over your options at your appointment.


Frequently Asked Questions

Will Medicare pay for my hearing care needs?
Medicare Part B (Medical Insurance) will cover the diagnostic hearing and tinnitus exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids or exams for fitting hearing aids.
Will Medicaid pay for my hearing care needs?
Advanced Hearing Care is no longer a provider for any Indiana Medicaid programs; however, we do offer a reduced rates for diagnostics and hearing aids based on Medicaid allowed amounts.